Purchase

We have a wide variety of fixed and adjustable rate conforming and jumbo loan options to choose from.   Whether you are purchasing your next home or buying a residential investment property, we have a large number of fixed and adjustable rate loan programs including choices up to 107% of the property's value with term options from 10 to 30 years. 

Refinance

Better your rate, lower your payment, cut years off of your mortgage, lock into a fixed rate loan, or take some cash out of your home.  Whatever your goals, we've got options for you regardless of your credit situation.  We even have solutions to refinance up to 125% of your home's value.  Call me to discuss your goals and I'll find the best loan program for your needs.  Less than perfect credit?  You do have options, call me.

Home Equity

Use the equity in your home to consolidate high interest credit card debt, to make home improvements, to start a business, or to pay tuition.  You can consolidate your debt, increase your monthly cash flow, and get out of debt faster.  We've got programs which can enhance your financial position and help you meet your financial goals.  Let's discuss what you want to accomplish and I can help you determine whether a fixed rate home equity loan or a variable rate line of credit is best for your situation. 

125 % Equity Loan

Don't have enough equity in your home?  You may still have options.  Our 125% Equity Loans allow you to borrow more than the value of your home.  Borrow up to 125% of your home's value minus the balance of your first mortgage.  In most cases an on site appraisal my not even be required.  Let me determine if this type of loan makes sense for you.